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The Book

Finding Financial Fulfillment, For a Life Filled with Money and Meaning
By Janet Tyler Johnson, CFP®

Buy the Book $19.95

Audio Book $24.95 (CD)

Vamps Then and Now by Jackie Bradley

This is a fun, retro, vinyl type recording of naughty nightclub hits and burlesque favorites.  On the mostly instrumental CD, Janet Tyler Johnson sings "Ain't Misbehavin" on the last track.  Buy your copy today of Janet's dream come true -- her first professional recording with her friend Jackie Bradley on the piano.

Buy the CD $15

WM Resources

Financial Basics Checklist

Written by Janet Tyler Johnson, CFP®

  • Will
  • Trusts (if needed)
  • Pre-nuptial agreement (if needed)
  • Health Care Power of Attorney
  • Financial Power of Attorney
  • Disability Insurance
  • Life Insurance
  • Auto Insurance
  • Homeowners Insurance (including replacement of dwelling and contents)
  • Long Term Care
  • Business Insurance (if a business owner)
  • Emergency Fund
  • Safe Deposit Box or Fireproof Safe
  • Online or Manual Tracking System for Cash Flow
  • Backup system for computer documents, family photos on computer, etc.
  • Record of all important policy numbers, passwords, etc.
  • Statement of final wishes or directives for family to follow

Investment Strategies

Written by Janet Tyler Johnson, CFP®

Most of us today own some kind of investments. Whether it’s a 401k plan, or IRA rollovers from prior employee retirement plans, or after-tax investments through savings of our own or inherited money, we have more need today than ever to understand how we can best manage our money. Whether you hire someone to help you with your investment management needs or decide to handle your investments yourself the following information can prove to be very helpful.

The key to successful money management is focusing on what you earn after all fees and costs to invest, after taxes in taxable accounts, and after inflation. You’ve probably heard the saying, “it’s not what you earn, it’s what you keep”. So let’s take each of these one at a time.

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Asset Allocation, Why is it important?

Written by Janet Tyler Johnson, CFP®

“Asset Allocation” is a term that defines the way you divide your assets between various asset classes such as stocks, bonds and cash. Why is this important? Well, academics have studied the effects of various asset allocations on your total return and have concluded that over 90% of the return you earn on your investments is determined by your asset allocation.

Let me give you an example. If you earned 10% on your investments last year, over 90% of that 10% (9%) came from how much you had invested in stocks, how much in bonds and how much in cash. Not how much in this fund or that fund, or how much in this stock vs that stock, but rather how much you had in the asset class itself.

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Janet Tyler Johnson, CFP®

With over twenty five years of experience, Janet specializes in fee-only financial life planning/coaching and investment management services. She is the Owner and President of JATAJ Wealth Management, LLC, JATAJ Life Planning, LLC, and JATAJ Wealth Advisors Network, LLC. Prior to owning her own business, Janet ran the investment management and financial planning division of the country’s 12th largest accounting firm.

In addition, Janet is the author of "Finding Financial Fulfillment, For a Life Filled with Money and Meaning", available here or at www.amazon.com.

  • Fee-only investment management
  • Financial/Retirement/Transition Planning
  • Life/Career Coaching
  • Speaking/Seminars/Workshops